Services for
Schools & Educators
How We Help Educators
While most Arkansas school employees participate in the Arkansas Teacher Retirement System (ATRS), few fully understand how it works or what they’ll receive. Employees need more than basic information – they need a partner to help them plan.
EBS was built for that! We are dedicated to supporting district employees with clear, focused retirement education and helping them understand their ATRS benefits, estimate retirement income, and plan for the future with confidence.
Services for Administrators
403(b)/457 compliance and education
Third-Party Administrator (TPA) services
Pension education sessions for staff
Bill consolidation support
Navigating the Retirement Gap: A Step-by-Step Approach
Start with Access
We help employees log in to their ATRS account and walk through their retirement data together.
Set a Retirement Goal
Based on their ATRS estimate, we help project what they will receive, as well as what they may still need.
Explore the Gap
We use planning tools and calculators to pinpoint any difference between their pension income and retirement needs.
Offer Solutions (Without Pressure)
If there is a gap, we explain fixed annuity options available through payroll deduction – always with an education-first approach and never commission-driven.
Services for Staff
Pension education and guidance
403(b)/457 tax shelter strategies
Personalized retirement planning
